{"id":49386,"date":"2024-11-04T16:43:27","date_gmt":"2024-11-04T16:43:27","guid":{"rendered":"https:\/\/gsgf.greenschoolsgreenfuture.org\/?p=49386"},"modified":"2025-01-18T20:32:23","modified_gmt":"2025-01-18T20:32:23","slug":"top-scams-of-2024-what-to-watch-for","status":"publish","type":"post","link":"https:\/\/gsgf.greenschoolsgreenfuture.org\/fr\/top-scams-of-2024-what-to-watch-for\/","title":{"rendered":"Top Scams of 2024: What to Watch Out For"},"content":{"rendered":"<p><strong style=\"color: var(--e-global-color-accent);\">[<\/strong><strong>Photo: Jorrit Lousberg\/Vattenfall<\/strong><strong style=\"color: var(--e-global-color-accent);\">]<\/strong><\/p>\n<div class=\"ad-container ad-container--native_mid_article flex flex-col items-center justify-center h-0\" data-testid=\"ad-container\">\n<div id=\":R66la7ifnlucq:\" class=\"camp-native_mid_article\" data-ad_slot_type=\"native_mid_article\" data-page=\"1\" data-testid=\"gam-ad-unit\" data-instance=\"1\" data-slot_base_id=\"native_mid_article_1_1\" data-refresh_count=\"1\">\n<div id=\"native_mid_article_1_1_1\" data-google-query-id=\"CKrm4-2Mw4kDFb-GpgQdmBEa6Q\">\n<div class=\"ad-container ad-container--in_content flex flex-col items-center justify-center mx-auto mb-6 min-h-[262px] w-full overflow-hidden\" data-testid=\"ad-container\">\n<div aria-label=\"author-information-section\">\n<div>One of the best ways to protect yourself from fraud is to be aware of the most common scams that fraudsters are leaning into right now. Learn some of the top scams of this year and how to protect yourself against them.<\/div>\n<\/div>\n<div>\n<p style=\"font-weight: 400;\"><em>The following article first appeared on\u00a0<a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/top-scams-of-2024-what-to-watch-for\/\" data-saferedirecturl=\"https:\/\/www.google.com\/url?q=https:\/\/www.rbcroyalbank.com\/en-ca\/my-money-matters\/money-academy\/cyber-security\/understanding-cyber-security\/top-scams-of-2024-what-to-watch-for\/&amp;source=gmail&amp;ust=1730823953475000&amp;usg=AOvVaw3P8f-RtXoz5YWyfxvCKtTg\">My Money Matters<\/a>.<\/em><\/p>\n<p>&nbsp;<\/p>\n<h2 style=\"font-weight: 400;\"><strong>Investment and crypto scams<\/strong><\/h2>\n<p style=\"font-weight: 400;\">Get-rich-quick schemes have been around for decades, if not longer. For generations, fraudsters have tried to trick people into \u201cinvesting\u201d in something that is guaranteed to deliver a big payout \u2013 from imaginary stocks to swampland in Florida to the original Ponzi scheme of the 1920s. Today, investment scams are more sophisticated than ever as fraudsters leverage the public\u2019s interest in \u2013 and relative lack of knowledge about \u2013 cryptocurrency.<\/p>\n<p style=\"font-weight: 400;\">With the internet making it easy to connect with potential investors, online payment apps making it easy to transfer money, and fake trading platforms apparently easy to develop, digital crypto scams are rampant. Last year, according to INTERPOL, scammers defrauded victims around the world of upwards of $1 trillion and in 2024 the scams are still highly prevalent. Even Netflix released a true-crime documentary this year, about three fraudsters who conned millions from investors.<\/p>\n<p style=\"font-weight: 400;\">Fake trading platforms can be very convincing, and their promises of no-risk high returns can be hard to resist. However, the adage of \u201cif it looks too good to be true, it probably is\u201d certainly rings true when it comes to crypto scams.<\/p>\n<\/div>\n<p>&nbsp;<\/p>\n<div>\n<h2 style=\"font-weight: 400;\"><strong>Romance scams<\/strong><\/h2>\n<p style=\"font-weight: 400;\">Romance scams are typically carried out online through dating sites, apps or other social media channels. They start when a cybercriminal creates a fake profile and contacts an individual looking for a romantic connection. The scammer will then start to build a relationship and aim to gain trust very quickly. Once that\u2019s done, they will ask for money, typically for the purposes of airfare (to come visit) or to get themselves or a loved one out of trouble.<\/p>\n<p style=\"font-weight: 400;\">Victims of romance scams come from all walks of life, income levels, education, age, gender and profession. The reason they are so successful is that scammers put a lot of time and effort into establishing a connection that feels real and meaningful \u2013 and once the victim has fallen in love, it\u2019s easy to miss the warning signs of the scam.<\/p>\n<p style=\"font-weight: 400;\">Romance scams and crypto scams have become intertwined, as would-be romantic partners convince their victims to make investments in crypto as part of their scam. Victims often don\u2019t realize until it\u2019s too late that both their romantic interest and their money have disappeared.<\/p>\n<p>&nbsp;<\/p>\n<h2 style=\"font-weight: 400;\"><strong>Employment scams<\/strong><\/h2>\n<p style=\"font-weight: 400;\">With challenging economies worldwide and many people finding it difficult to secure meaningful employment, job scams are on the rise. From unsolicited email offers to fake hiring managers promoting work on social media, these scams lure job seekers with promises of work, advancement, great pay and benefits.<\/p>\n<p style=\"font-weight: 400;\">There are a number of employment schemes running at the moment. Here are some of the most common:<\/p>\n<ul>\n<li style=\"font-weight: 400;\">Fake job listings \u2013 these listings normally ask candidates to pay a fee to complete their application or get started<\/li>\n<li style=\"font-weight: 400;\">Fake hiring firms \u2013 scammers will pose as an agency, institution or hiring firm and request a screening fee<\/li>\n<li style=\"font-weight: 400;\">Email offers \u2013 fake job offers (often about jobs you never applied for) may ask for sensitive information such as ID and bank account numbers to get you onboarded<\/li>\n<li style=\"font-weight: 400;\">Online interviews \u2013 may ask candidates to input sensitive information in order to gain access to the interview<\/li>\n<li style=\"font-weight: 400;\">Work-from-home jobs \u2013 where you may be required to send money to get equipment, like a computer and monitor<\/li>\n<\/ul>\n<p style=\"font-weight: 400;\">To protect yourself from job scams, be sure to do your research before applying for a position. Visit the company\u2019s website and compare what you see against what\u2019s in the job listing. Also beware of offers that seem too good to be true, and don\u2019t engage in requests to transfer funds \u2013 no legitimate employer will ask you to write cheques, send gift cards or send wire transfers to \u201cget started\u201d on a job.<\/p>\n<p>&nbsp;<\/p>\n<h2 style=\"font-weight: 400;\"><strong>AI deepfakes<\/strong><\/h2>\n<p style=\"font-weight: 400;\">Deepfake technology is a type of artificial intelligence (AI) that\u2019s used to create convincing fake images, videos and audio recordings. A deep fake video or image, therefore, looks like a real person, but it\u2019s been digitally altered. How is this technology being used in cyberfraud?<\/p>\n<p style=\"font-weight: 400;\">In\u00a0<a href=\"https:\/\/www.cnn.com\/2024\/02\/04\/asia\/deepfake-cfo-scam-hong-kong-intl-hnk\/index.html\" data-saferedirecturl=\"https:\/\/www.google.com\/url?q=https:\/\/www.cnn.com\/2024\/02\/04\/asia\/deepfake-cfo-scam-hong-kong-intl-hnk\/index.html&amp;source=gmail&amp;ust=1730823953475000&amp;usg=AOvVaw2TVjvakozUe1NbHyr8H5mR\">one of the most sensational cases of 2024<\/a>, a Hong Kong finance worker was duped into transferring more than $30 CAD million to fraudsters who used deepfake technology to disguise themselves as the firm\u2019s chief financial officer and other senior colleagues. In other cases, scammers will clone the faces and\/or voices of celebrities to try to trick people into donating to a cause or investing in stock or crypto. There are also AI chatbots that are being used to create fake conversations over dating sites, adding a new dimension to romance scams.<\/p>\n<p style=\"font-weight: 400;\">As deepfake technology becomes more widespread, it is being increasingly used in cyber scams.<\/p>\n<p>&nbsp;<\/p>\n<h2 style=\"font-weight: 400;\"><strong>Phishing scams<\/strong><\/h2>\n<p style=\"font-weight: 400;\">Phishing has long been one of the most common and popular types of scams. This is where victims might receive a message impersonating an individual or organization (i.e., a delivery company, financial institution, or government agency) claiming that there\u2019s an issue and immediate action is required in order to fix it. Alternatively, the message may say that you\u2019re owed a refund or that you qualify for a special prize, which you need to claim right away.<\/p>\n<p style=\"font-weight: 400;\">The goal of a phishing message is to either get you to click on a link that takes you to a fake website, or to share personal or financial information. Often urgent in nature and unsolicited, phishing messages are increasingly convincing and put pressure on their victims, not giving them time to think through their actions.<\/p>\n<p>&nbsp;<\/p>\n<h2 style=\"font-weight: 400;\"><strong>Grandparent scams<\/strong><\/h2>\n<p style=\"font-weight: 400;\">The grandparent scam is a highly pervasive and successful scam that preys on the emotions of family members. In this scam, a grandparent receives a phone call from a fraudster pretending to be their grandchild. The fraudster may use deepfake technology to mimic a grandchild\u2019s voice, making the call all-the-more convincing. Saying they are hurt or in trouble, the fraudster will convince the grandparent that they need money immediately.<\/p>\n<p>&nbsp;<\/p>\n<h2 style=\"font-weight: 400;\"><strong>Travel scams<\/strong><\/h2>\n<p style=\"font-weight: 400;\">Travels scams have been on the rise since the COVID-19 lockdowns, as many people have a pent-up desire to travel yet are faced with higher travel costs, including airfare and hotels. While everyone could use a great deal on travel, some offers are too good to be true, as fraudsters try to trick would-be travellers out of their vacation funds.<\/p>\n<p style=\"font-weight: 400;\">From special rates on accommodations to seat sales, cyber criminals successfully draw in vacationers with low prices. Often, they pose as everyday people who can no longer use the tickets they bought. This kind of fake advertising will show up on social media, as well as vacation booking platforms.<\/p>\n<p>&nbsp;<\/p>\n<h2 style=\"font-weight: 400;\"><strong>Staying safe<\/strong><\/h2>\n<p style=\"font-weight: 400;\">The top scams of 2024 are a mix of proven techniques and new technology that help fraudsters create convincing scams that trick victims out of their savings and their personal information.<\/p>\n<p style=\"font-weight: 400;\">The best way to protect yourself and your loved ones is to stay informed. As scams are changing all the time, visit the\u00a0<a href=\"https:\/\/www.rbc.com\/cyber-security\/alerts\/index.html\" data-saferedirecturl=\"https:\/\/www.google.com\/url?q=https:\/\/www.rbc.com\/cyber-security\/alerts\/index.html&amp;source=gmail&amp;ust=1730823953476000&amp;usg=AOvVaw235esLOhQsZfGm3egZ-dbn\">RBC Scam Alerts page<\/a>\u00a0to learn the latest scams today.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Protect yourself from fraud by learning about the top scams fraudsters are taking advantage of, from romance and job scams to AI deepfakes.<\/p>","protected":false},"author":101,"featured_media":49388,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[20],"tags":[],"class_list":["post-49386","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-articles"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Top Scams of 2024: What to Watch Out For<\/title>\n<meta name=\"description\" content=\"Protect yourself from fraud by learning about the top scams fraudsters are taking advantage of, from romance and job scams to AI deepfakes.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"fr_CA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta 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